Donation to UNICEF Malaysia

I always believe that everyone of us could contribute to make the world a better living place.

One of the ways is via charity donations.

Years ago, when I am still suffering to make both end meets, I told myself that I will definitely contribute to the society by donating money to the charity organization upon I am financially fit.

I was approached by the UNICEF fund raising crew last two days at Kelana Jaya LRT station. After understanding that UNICEF objectives is to transform the lives of children across the nation as well as welfare services for children in rural and poor urban areas, I am more than happy to participate as a long term donors by signing up the donation package of contributing MYR228 in every 6 months.

Let's do our part to improve the lives of children and make Malaysia a better place to live for everyone..

Paying off debts before Chinese New Year 2012

Chinese New Year 2012 is just around the corner. Have you start planning to clear all your debts especially the credit cards debts before celebrating the Chinese New Year?

Overdue debts is perceived as "bad luck". Carrying forward last year debts to a new year is sort of bringing "bad luck" into the coming year.

Common debts as below:

1. Credit Card Debts
2. Mortgage Loan
3. Car Loan
4. Loan among family members
5. Personal Loan from banks
6. Personal Loan from friends or colleagues

The good news is most of the corporates or employers will be paying the annual bonus to the employees a week before Chinese New Year. Thus, it is advisable for one to list down all the debts and ensure the money is spent to clear off the debts before spending on unnecessary stuffs; worse case is to spend the money to commit for another long term debts.

Take myself as example, I have paid my mortgage loan February 2012 repayment yesterday. By next week, I will pay off the both my credit cards spending which will due on 25th and 28th January 2012.

Have you pay off your debts?

Citibank Ready Credit Account Does Not Accept Foreign Currency Cheque

I have deposited my 6th Google Adsense Pay Check into the Citibank Ready Credit Account. In about 2 weeks time after I bank-in the US Dollar Currency Pay Check via Citibank ATM, the officer called me and informed me that they have to return the check because Citibank Ready Credit Account does not accept foreign currency check.

The officer replied as below when I seek for clarification.

"We have tried to clear the cheque into your Citibank Ready Credit Account, but it just didn't work out because it is not a saving account or current account. Citibank Ready Credit Account is like another credit card account."

The check is then returned by Citibank via registered mail.

Shall I switch to Western Union payment method for Google Adsense earnings?