Tuesday, July 15, 2008

Life Threatening Driving Attitude (MR 4140)


As usual, I was stuck at the Sunway toll along the LDP (Lebuhraya Damansara-Puchong) at 7:45am on one of the work day.

Two lanes of vehicles were joining to become single lane before we passed through the Touch and Go pay station. If is the common understanding of all the drivers that each vehicles from alternate lane will take it turns to pass through the single lane of the toll pay station (left-right-left).

While it was my turn to drive in to the single lane pay station, the vehicle with plate number MR 4140 (as picture above) was trying to jump queue and did not give way. At the end, I decided to give way as it is meaningless to be so petty with this kind of people, and secondly by allowing him to be in front of me, I will be able to take the snap shot of the vehicle.

Next time, so happen if you come across a 4x4 jeep with plate number MR 4140, please pay extra caution.

Sunday, July 13, 2008

My Second Google Adsense Pay Check & June 08 Adsense Peformance


Until end of June, I have qualified to receive payment from Google. This is my second pay check from Google, and it takes 6-7 months since the first payment.

The overall performance of my Google income of June is moderate as compared to April and May 2008 performance. There is no increase in term of page impressions.

As mentioned at my previous post, I have not been active in blogging in month of June due to career change.

The good news is my new career exposure has allowed me to add value to my most profitable blog namely Industrial Marking & Coding.

Hopefully I will be able to qualify for the third pay check within the period of 3-4 months.

Sunday, July 06, 2008

Recession Do & Don't


I have received a forwarded email that tells you "Do and Don’t" during recession. This email sounds abit speculative but the do and don't advise is worth sharing.


My 2 cents: In any time, no matter it is recession or not, always keep yourself healthy as money can't exchange for health. Even during good time and bad time, you need healthy body.


The recession looks very eminent. It is really time to take proactive steps to avoid a painful time in the next two years which is how long the recession is expected to last.

Suggestions:
1. Don't take any loans, buy homes, properties with loans, or even cash. Keep as much cash as possible.
2. Pay off as much of personal loans, private loans, as debt collection will be hastened.
3. Sell any stocks you can even at lower prices.
4. Take money off from Trust Funds.
5. Don't believe in huge sales forecast from customers, be extremely prudent, lowest inventories, reduce liabilities.
6. Don't invest in new capital.
7. If you are selling homes/ properties/ cars , do it now, when you can get good prices, they are going to fall.
8. Don't invest in new business proposals.
9. Cancel holiday plans using credit cards.
10. Don't change jobs, as companies will retrench based on 'last in first out'.

Stay cool, wait, and if you took all of the above actions and more, you probably will be better off then many.

This is not a rumor. Bear Stearns is the first of many banking and financial institutions that will start falling in the not too future. If Bear Stearns can fall, so can JP Morgan, Citibank, HSBC, and the whole world.

US economy falls, the rest will crumble. India and all those self economies will be the most protected, but not gullible. Europe may be a little stronger, but not China , another giant! Malaysia will see significant impact.

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