Wednesday, December 10, 2014

Wiper Blades Stolen at Guarded Car Park

Yesterday evening when I was returning home after picking up my spouse, I noticed that my wiper blades were missing when I attempt to clean my windscreen.

It was very lucky that the heavy rain was just stopped when I were heading home. It would have been a disaster if it was raining to drive without wiper blades.

I thought it was silly for the thieve to steal such invaluable item. I was wrong as I found out a pair of original wiper blades for my car cost RM300.

The incident has also trigger me that Malaysia economy is not doing well, and peoples is desperate for money.

I will definitely log an official complaint via my office as it was stolen at the corporate office basement.

Maybe I shall consider to move on to a safer place like Taiwan, Hong Kong or Singapore.

Western Union at IOI Mall Puchong

This is the second time I cash out Google Adsense payment via Western Union.

The crowd at the money changer is extremely packed, and there are customer waiting outside the shop.



Most of them are foreign workers, with the purpose of sending transferring their hard earn money to their home country.

Next time I will come very early to prevent the heavy crowd.

Alternately I may opt for cheque payment instead of Western Union.

Friday, October 10, 2014

Tougher living environment in the Greater Kuala Lumpur (KL), Malaysia

The economy situation in Malaysia has turned to worse from bad after the general election in May, 2013. Government has over spent the money to create feel good factors before the general election. The sweet dream painted by the government was faded off post election, and now the people has to the reality and prepare for a tougher environment especially for residents in the greater KL.

What makes up the tougher environments?

1. Implementation of 6% GST in April, 2014
While government is promoting the pros of the GST implementation, it will definitely create massive inflation and reduce the free capital in available in the market.
GST is said by the government as inevitable measure to sustain the overall national well being. Meanwhile the concepts sounds good, but I personally feel that unless we have an efficient government that spend and invest wisely, if not it is just another tools for corruptions and wrong spending at the people cost.

Just look at other third world country in ASEAN that implemented GST or VAT, they are still remain in the third world country, and the rich get richer and the poor get poorer.
It is not about GST or VAT, it is good governance that matter.


2. RON 95 petrol, diesel prices up by 20 sen from 2-October-2014
RON95 petrol and diesel price has increased again in 2014. The energy price increase has already create the domino effect on the inflation not forgetting that there is a major inflation waiting for all Malaysians in April 2015 due to the 6% GST.
My personal view is that under the subsidy rationalization program, there shall be further price hike for RON95 and diesel in 2015.


3. Devaluation of Malaysian Ringgit
The massive projects like MRT lines, LRT lines extensions, etc required huge investment to carry out. Government and involved corporates are issuing bond to fund the projects. As such, additional supply of Malaysian Ringgit are "created" and pumped into the market.
If the real GDP is not growing at the same pace as the Malaysian Ringgit currency, the value of the Malaysian Ringgit will decline.
The property price surge is a good evidence of the phenomenon of Malaysian Ringgit devaluation.


When living environment get tougher, the phenomenon of "Rich get richer and poor get poorer" will occurs. Folks, stay tough and get through this together.

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